now for sure the tenant is being a typical tenant and why me personally dont like to deal with tenants the juice is not worth the squeeze.  

I would certainly rather have the tenant pay $3,500 and personally pay an extra $100-$500 for a whole new unit. 

(and I don't mean on Zillow - I mean in person.)  

On a personal note, I enjoy the conversations I have with noteholders who reply to my marketing, and I enjoy being part of the secondary market which supports seller financing. 

., but the average person would just do it on their own. 

Furthermore, the heat poses elevated wildfire risk, which could partly be why in two filings with the California State’s Department of Insurance on Thursday, State Farm disclosed it is seeking a 30% rate increase for homeowners, a 36% increase for condo owners and a 52% increase for renters.No matter what side of the political divide, in my near forty years on this planet I have personally noticed local and global warming.

I was thinking of purchasing small multifam 2-4 units with DSCR and using personal loans to cover the 20-25% DP.

We could also go with a private money lender on the $190K - just need to find the person!

Personally, I’ve never had a bad military tenant though.

This was 3 years ago and the seller ultimately decided to refinance anyway because rates at the time were more favorable but I believe for illustration purposes, that's the conversation you can have with your lender.