I'm looking for an insurance broker who can help me find better insurance rates since they're so crazy high right now.  

Some lenders will offer a blend of the two with something like a 14 year term.If a lender asks for more, they're imposing additional restrictions over and above what SBA requires.  

So here it is: Asking price: $70,000What I intend to offer (if I offer): $45,000.

We've gone back and forth on offering a unit or two as fully furnished mid-term rentals but are on the fence. 

I'm also contemplating offering a 20-month lease, though I worry it might seem daunting to the tenant.

Building is a lengthy process that requires coordinating multiple aspects, which can be time-consuming.On the other hand, buying an existing property is generally cheaper upfront and offers the advantage of immediate availability, so you can move in or rent out quickly.

Builder offered incentive we used for a 3-2-1 buy down.

Sometimes, people want to move to the area and rent in order to get a feel for what each area offers.

So I don't have an insurance company to fight for.

However, I do know at MTR summit, co-hosts were offering to include the same feature at much lower rate than my STR PM charges leading me to believe there is some automated way to do this.