In no particular order I have listed some of the most popular markets for out of state investorsCincinnati, OhioDayton, OhioToledo, OhioYoungstown, OhioCincinnati, OhioMemphis, TennesseeBirmingham, AlabamaKansas City, MissouriSaint Louis, MissouriIndianapolis, IndianaDetroit, MichiganErie, PennsylvaniaLouisville, KentuckyMilwaukee, WisconsinJackson, MississippiEach of these markets is popular with turnkey investors because of the low barrier to entry, high rental demand & high rent to price ratio.

Don’t get too hung up on the choice of CRM.  

There are motivated sellers out there who have no choice but to sell, they need us.

My capital is limit FYI so that’s one reason why the 3.5% is looking like a solid choice for me (now).

Because of small life choices like that and learning those things early on, it's allowed me to see that I'd rather put the money I would have spent toward a car back into investments so I could buy 10 4Runners if I wanted to (which I won't lol).

You choose one OR the other, not both, and the choice is something that needs professional help from real estate tax experts.

Cash-out Refi with your lender of choice.

If hands on is your method of choice, I personally would be looking into properties with abilities to add ADU units and rent them out on your own or with an agent.

However, if your why is actually that you want to build long-term wealth and passive income, you may want to rethink your strategy of choice.

Formica For a rental it's the better choice.