I'm going to try and get that survey out ASAP so it is still fresh in your minds . . . bear with me as I get a little caught up first.

So the seller is starting fresh again with me.

I am at the investigating stage right now.can you enlighten me with the list or where i start to look for it i am in illinios

A bankruptcy can actually be a good thing.Some tenants that are carrying a huge debt load have a hard time paying the rent.Those that blew everything out can start fresh and can pay things easier.If it was a chapter 13 that was dismissed for non-payment then those debts are still there and have grown larger.I would look at the credit reports for both parties and look at debt load,BK structure and if finished,judgements,tax liens,etc.Go back 2 landlords at least as the first might give a glowing recommendation to get rid of them.You can mitigate a weaker qualifying tenant with non-refundable upfront money and larger security deposits.If they don't want to do that send them on their way.

But if you are trying to get somebody before they are in foreclosure, you can try to track them down by doing some investigating.

just wanted introduce myself and say that I am interested in meeting y'all.

As a CPA I would be investigating a number of issues to determine what your real tax liability might be.The last thing you want is the IRS to come knocking 3 years down the road wanting to look at the last three years of tax returns.

(Fabric freshener, Air Freshener [I love vanilla a scent, combined with fresh paint on the walls!

Need a fresh start.Looking to buy my first house through lease-option or seller financing.I think these are my best options now.

Takes a few days to read and study, you don't need to memorize everything, just be aware of aspects and know where to find info as needed.Next, investigate how things are done in your area, a local REI group can clue you in, but be aware that just because some guy advocates some type of deal and does it, that it doesn't mean it's a good idea until you do your due diligence.