I don't think much has changed, other than lenders are getting more stringent in their approvals and some "investors" are out to scare the crap out of people saying everything is FRAUD.

I have already done a few things that I feel should have been on them (for example the oven heating element burned out because it was so caked with food and crap that it created a hot-spot that burned through and I replaced it for them), but I felt the fridge lever was specifically damaged/broken by them. 

Clean her crap out and move on!

I don't really like this quasi-sneaky crap with the owner, comically calling me the "money partner" (almost made me chuckle).

Never even considered it, and mostly because of all the proprietary crap already mentioned.But one thing that sold me on the Galaxy was the integration with Google and the way it handles my Email, G Voice, and Drive accounts.

Yeah I have this same problem.Make sure you spend an extra couple bucks per tube and get the good stuff.It will be waterproof tight and the good silicone stays pliable and flexes when expands.This keeps the seal 100% tight.The cheap crap won't flex and then will start cracking and allow water behind it in certain spots.Will slow the leak down but not get rid of it completely.I would take this time to make sure where the ceiling is soft that there is no leaks coming from the tub drain,shower diverter,or shower head pipe behind the wall.Also it's not always the tub leaking.The toilet is usually close by to the shower.The seal at the toilet to the floor for sewer or the bolts from the tank to bowl could be bad or the seal for the flush between the tank and the bowl.The water can slowly run down the outside of the back of the tank under the sub floor.When you take the drywall off and look at the sub floor underneath you should see darker areas where the leak is more prominent.You can also use a moisture meter to determine the first point of entry for the leak.Make sure control valve and diverter are snug to the wall and sealed properly.Water can get behind there while taking a shower and cause a slow drip.

Moreover, what's going to happen when one of those Johns beats the crap out of her or even kills her.

why not enlightened us then instead of replying with the same 'ol vague crap we're used to.

He beat the crap out of his girlfriend (and the mother of his kid) and had to be tazered by the police after he kicked out the window in the police car.

1 Now the basic Texas one is 13 and requires other crap like surveys.