After paying closing costs, title fees, appraisal, origination, underwriting, processing, legal and other fees, the typical refinance costs about 1.75 - 2.5% of the loan amount just in closing costs (obviously before people yell at me, this varies drastically by state, but having done loans all over the country I find this to be a pretty accurate estimate).  2) Keeping the average 2% cost in mind and the fact that people typically refinance when rates drop about .75% - 1% or more, I wanted to see if paying an extra point now when I was already paying all the closing costs to buy the rate down made sense. 1 point can get you between .5% - .625% off the rate depending on the days pricing and the coupon you are pricing. 

Double closes, and all sorts of weird stuff we've always used Old Tampa Bay Title. 

If you are still at $300k you will not be in the pretty section which is close to the beach.

We have a ton of new grads come here and relocate to the Mid-town/Uptown/Arcadia areas which are all super close to Downtown Phoenix & Scottsdale.

We just closed and the "builder" received the first draw which they sent to me so it is possible!

Model to Image - Some apps such as Veras connect to your Sketchup/Rhino/Revit software and can directly render simple masses into final results.

You need to market yourself on social media, you need to direct-mail (and have an effective strategy because everyone is direct mailing), driving for dollars, hunting on MLS, cold calling (skiptrace), going to the REI meetups and connecting, meeting with realtors, talking with wholesalers (and letting them know you're not a tire kicker), etc. 

Hi Mya,I'd love to connect!

I could connect you to mine if you would like. 

We are closing on our first STR this week!