As far as liability insurance is concerned, I would recommend the highest limits offered.

My agent has little to no experience with commercial and is concerned our offer won't be taken seriously without a prequal letter.

Cap rate and price-per-door are two of them.But your main concern is not finding deals in your local market, Denver. 

We were both excited at the prospect but my husband thought more about the risk of the new employee at the same time and is concerned this is too much risk.

Thanks Dmitriy I appreciate your insight and will definitely do my due diligence on whether i am dealing with the concern of an "active business" Thanks again 

Please understand too that we have no issue with a service dog or our tenants having one, we were just concerned that they would have every intention of training this dog, but then grow slack on its training and ending up with just a pet, and for free, no less, in our home and causing potential damage. 

I don't know if I'm making sense, but should I be concerned that my realtor is getting sidetracked with outside, sweetheart deals that she's trying to sell to the out of towner...? 

The number 1 thing we should be concerned about is stability.

@Ashley Wolfe in my market I’m not concerned with bookings more than 8 weeks out.

Perhaps if it was called a "move in fee", or something along that line, it would be okay though.My concern would be there would be less motivation for the tenant to keep the place damage-free, or pay the last month's rent, because they'd know they weren't getting any money back anyway.