I figured that was worth the extra cost.   

An exception for water may be a duplex situation where there might be one meter for two units and thus the landlord MIGHT keep the water in their name and bill the tenants.Cost of trash pickup is dependent on the particular area (we pay for it as it is added to your yearly taxes).Utility responsibilities are discussed with applicants during their walk through. 

Giving me an extra 3% equity off the top and reducing my necessary cash to $7,000.I will rent the property to them at 11% of the selling price for as long as they need.

Go to local REIA meeting to find people who are looking for hard money lenders or post an AD online.

I'm trying to ensure I get the max rent for the area with value added thru updates and upgrades and the like

If you are using hard money you need to budget for the points and fees as well as traditional third party closing fees.Repairs: The money it is going to take you to rehab the property plus an extra 10% of estimated repair costs to account for unexpected repairs.Holdings Costs: Here is where a lot of investors get tripped up.

Simply post an ad on Craigslist and you will get many replies.

A Zillow ad should get you some calls given its the end of the month.

I track my networth by simply printing all QB reports and adding what I need.

AD