You can allow a change in household.

Middle class people will have to have a place to live even through covid.And lastly, as others mentioned there will be an exodus from densely populated areas to those that are perceived as safer and a better value if more people can work from home.A recent study in Honolulu found that 45% of households have had their income drop since covid and 25% are having trouble paying their bills. 13% have food insecurity.So, now that I have shared that I believe this is going to get worse, I will say I believe real estate is a safer investment than stocks at this time and is always going to go up as a long term investment.

Generally I look for 3x the monthly rent per HOUSEHOLD, not per PERSON.

They trade and share and consolidate households and make things work.  

Tenant has informed that is suffering from anxiety disorder and provided letter from therapist recommending 'stress-relieving aquarium' of 'proportional size to the living area, no smaller than the largest television in patient's household'.Indicated found a great deal on cList for a 75 gallon saltwater aquarium with fish & coral and going to pick up this week. 

Usually, banks will loan around the amount that would make payments coincide with about 33 to 34 percent of your household income. 

Back then, did household have credit cards debts averaging $15k?

Oh, given the 2000 ft, 5 beds, and 2.5 bath, if there's only one gas/water/electric meter I can totally see u marketing it indeed to big families (these days multiple generations often combine households and rent out a whole house) as huge house with suite downstairs for extended family does seem attractive and likely brings in a rent premium; DC can't be too far away is it?

They exceeded the income limits for their household size established by HUD for the tax credit program.

Then, just add something like:"Tenant will also be held responsible for any fines to the landlord by the HOA for anything caused by the tenant to include, but not limited to, such things as damage by the tenant and his/her guests to any common areas in the condominium complex."