@Jack Okada I'm sure some of the professional SDIRA people will jump in here, but I'm under the impression that even if you owned 1% of it, your IRA lending money to it would be a prohibited transaction.

But it would also allow you to rollover other IRA funds and invest them in other RE or lending.11.

I went to local REI talk on self-directed IRA investing.

I have heard of going through a self directed IRA, but not much info on this item I’m referencing.

Below are issues to consider as you evaluate this option including issues to consider in chooising a plan provider.Solo 401k vs Self-directed IRA:A Solo 401k has several advantages as compared to a Self-Directed IRA including the following which specifically apply to your situation:Unlike a Self-directed IRA, you can have the account for the Solo 401k at a bank or brokerage that does not charge maintenance fees and where you will have checkbook control.Unlike a Self-directed IRA, if you use leverage (which must be non-recourse financing in either case) to acquire real estate with your Solo 401k the income will not be subject to Unrelated Debt Finance Income taxGeneral Considerations Re Investing Retirement Funds in Real Estate:1.

I have a Roth IRA I opened at 19, and will continue to contribute to that.

Luckily my last (2) properties are still owned free and clear and haven't been BRRR'd yet (6 month seasoning), so there is equity to be tapped for cash-outs refi's without further increasing my DTI since the gross revenue will cover the expenses.There's a few options if I was in your shoes: let my savings from W2 + Schedule E + C income build my fund, build more steams of income, buy deals at an even steeper discount, pull a 5 year 50k loan from my 401k to purchase and quickly pay the principal back if there's a deal I can't pass up and I'm missing some cash, last resort I'm selling my stocks from my taxable accounts or pulling my Roth IRA contribution balance (tax and penalty free).

An IRA is taxed like a trust, which can quickly get up to the 37% tax bracket with UDFI.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.The site has quite a few tools that can be helpful for new members.

A lot of forum members are very knowledgeable in their respective fields related to real estate investing, whether that is real estate sales, wholesaling, flipping, rentals, lending, self-directed IRA and Solo 401k investing, or tax and legal guidance.Discounts on some products and services are offered to BP members: https://www.biggerpockets.com/perks/proIf you haven’t been to it already, you might want to check out the BP blog: https://www.biggerpockets.com/renewsblog/The site has quite a few tools that can be helpful for new members.