I would challenge them to tell you what statute from the state or what underwriting guidelines are forcing that requirement so you can know what they are basing that on.https://selling-guide.fanniemae.com/Selling-Guide/Origination-thru-Closing/Subpart-B5-Unique-Eligibility-Underwriting-Considerations/Chapter-B5-4-Property-Specific-Products/Section-B5-4-1-General-Reqs-of-Texas-Section-50-a-6-Loans/1736883621/B5-4-1-01-Texas-Section-50-a-6-Loans-12-19-2017.htm 

There are more unique properties that either have multiple units on one lot, can legally be rented as an AirBnb, and are close to downtown or Old Town.

If I was looking to score a really good yield in the Smokies, I think my strategy right now would be to find a really good, unique place to build. 

@Jason Clark you're in a unique situation as we might be heading into a very interesting phase of the real estate cycle.

That was based on my own unique circumstances.

I’m guessing any CRE position brings unique skill sets to the table, but are there any roles you think are especially valuable?

The low interest rates have a lot more buyers in the market, but as a unique result of covid, not nearly the supply to fuel that demand which is causing prices to increase and homes to sell in under 24 hours.  

As others have said, each situation is unique and whats best for one person may not be for another.

This was under Pence when Sales Force, Angies List. and other fortune 500 companies basically picked up and discontinued business in the state...I recall being in Indiana at a gas station and seeing public signage that they were not accepting business from LGBTQ...there were stickers on the f*ing gas pumps...I went inside and started a fight with 8 hillbillies in the gas station diner...I should probably get over this, it was in 2015...they walked back the laws to some degree...https://en.wikipedia.org/wiki/Religious_Freedom_Restoration_Act_(Indiana)When you look at the national rankings of LGBTQ states there are only a handful that are doing well with the integration...Columbus is unique in the state of Ohio...it tends to be a gay-friendly city with a very large and supported gay community...Columbus has the 2nd largest Pride March in the US...it draws 800,000 people to the city

It seems like you have a somewhat unique market/clientele/niche though, right?