I don't want to tie my own hands up. 

It does appear we will be well served to figure out a way to automate—at least to some degree—the mailing of 1,000 pieces at a tie.

Please move if this is not the right forum.I am looking for a spreadsheet that includes the following: - Amortization Schedule tied to analysis sheet to separate interest expense from principal on an annual basis- Income Tax rate input so I can analyze after tax cash flow resultsUltimately, I would like a detailed income sheet and cash flow statement to calculate ROI, Cash Return and to analyze hold or sell/reinvest scenarios based on the return on equity.I looked through several spreadsheets under tools but could not find one that had enough elements to pull together.

But if we did anything in those areas, it would tie up our capital for a while and leave little room for flexibility when the next downturn does happen. 

Your loss might be tied to the values that were creating a "short sale" situation.  

She's tied me up in a lawsuit for a year and half, my time, money, energy, huge legal fees, etc.

As to any bonus, I would tie that to other business sales and not sales volume as that may be seen as compensation paid out of closing and not reported and disclosed.

This probably isn't going to be an issue on your first deal, since you don't have very much to protect yet.Residential loans usually have lower rates and longer amortizations, but they tie your personal name to the property, opening you up to potential lawsuits from unhappy or injured tenants.

I do think the Bay area could be different as it is so tied to tech that if tech stocks correct everything could change quickly.  

A very seasoned investor will have a different response than a seller with emotional ties to the property.If the house is in great shape, top of the market range for size/age/quality,  sellers are usually only concerned with price and who is most likely to get to the closing table...On the opposite end of the spectrum, if the property has condition issues, then it comes down to who is able to take on that burden (cash/203(k)) and get to the closing table.If competing with regular buyers, waving inspection/financing contingencies and buying with cash can make a difference, but that also depends on how deep of a discount you're trying to get.If competing with cash buyers on a distressed property, you pretty much don't have a choice but to wave contingencies and come in with a decent offer.