My cousin is in his late-twenties and recovering from bad credit from college credit cards and unpaid student debt.

I had a price quote for post card only no postage, but I don't recall off hand. 

So, if your letter/card gets in the hand of a motivated seller they would surely call.Thoughts?

Originally, I was thinking that this would be viewed as vacant land, but with the house on it I would think that we could play our cards differently.Because we already have a home, what is the best way to obtain conventional financing?

I pulled the property card on this house already, I have estimated the repairs and I believe I have pulled some reasonable comps all under 3 miles of the property because there were no homes in that neighborhood. 

Let me tell you that I was at a point in my life where I had no job, 2 kids credit card debt up the ying yang and a very serious legal issue that set me back 6 years.

For example:Building up a following on Facebook or TwitterSpending thousands of dollars on a company logo, business card, letter head & a pretty websiteBuying books and courses on how to improve your businessSpending hours at networking events that don't lead to any tangible results, etc.These things may have value on some level - but there isn't a direct correlation to the money we make.

Credit cards and credit lines from distributors is doable but large loans or even leases seem to be where the trouble is.

I thought there would be just ONE bank for ONE business credit card, but it turned out that they submitted my application to 7 banks (who knows, maybe more), which at least two are for personal credit cards.

It was way overdeveloped during the boom, it is slipping now.1) We are about 25% off of the peak.2) I’ll bet real estate values could fall as much as 60% (total).3) We will hit a plateau no later than August 2009.4) We will be back up at the same levels somewhere between 2014-2019.There are several wild cards.