Could you get creative with the wholesaler and maybe bring him into the deal as a partner so that you're obtaining the financing through his LLC in order to alleviate the lender's concerns?

He's also selling a 2 Million+ RV park so he doesn't need the cash but is more concerned with someone coming in, not taking care of the properties/tenants and unless he gets a good down payment they have no skin in the game.

I am concerned with the quality of tenants that I may be dealing with and with rent/price appreciation (I don't think this neighborhood will turn around any time soon).

That's pretty vague, what is the concern, it's the sale of an entity, there is no RE closing, it stays where it is.

Am I asking the right questions concerning team building?

I think my biggest concern is making sure that I am making the proper disclosures to show that I am not taking advantage of potential real estate customers for personal gain.

To address your concerns of the seller going around you, having something recorded on title to secure your position is a good idea.

Dawn, I was certainly not calling you stupid, merely pointing out some concerns I had for you that were ascertained from your posting.

I am mobile home newbie investor.

Thank you @Dave; however, I am concerned with the tax consequences for the seller.