Also, an extra $30K of financing comes out to $2000 a year which I don't believe puts a dent really in any sort of Debt to Income calculations. 

You can always partner with someone with money, but if you do, you would need to bring value of some sort.

I'd love to say that I designed it that way with some amazing foresight - but really - it sort of just happened based on the properties and the deals I've encountered. 

I think you can contact the bank and they can force the transaction you send back to the original card to their new card (or you just refund that card and tell them to contact their bank to sort it out and the bank will usually route it to the right account). 

If any investors from the Dayton area would take a look at the three-five year plan below, and give me any sort of feedback, good or bad, I would be very grateful!

@Keenan Rusk Having a long term outlook is smart but any strategy heavily dependent on hard money, raising ARVs or requiring some sort of refinance right now should definitely be scrutinized. 

With that being said, I do expect a slow down now that Ohio is under a stay-at-home order (sort of).3.

The insurance company is wanting to come in and do all sorts of inspections.

Wrapping up, the great thing is if you happen to be holding any sort of capital, get ready I think good times are ahead....  

Buying the 10th house without having enough reserves to handle $400/month expense is too risky for me.When I got you two confused, I was hopeful that he had significant reserves and would not be forced to sell a property and that there was some sort of miscommunication (that he had not really done what he seemed to be indicating).Sorry for confusing you.