(full disclosure I am already working with an agent, he's actually already part of this discussion haha)

We're expecting to close next Monday and just received the closing disclosure statement, I'm trying to figure out if the associated refi costs (~$10.4k) are exorbitantly high or if we're in line with normal costs.  

You need to provide consumer disclosures. 

Also, what do the disclosures look like?  

If the units are rent control their are specific instructions at the LA RSO website.Basically, buy out agreement and some disclosure of rights form from the city must be filed with them.The max buy out is $23,800 depending on tenants status...minimum is around $9k...occasionally more than those amounts are offeredBest of luck!

Seller exempt from disclosure/disclaimer."

(Lesson learned; talk to neighbors every time.)We also have a seller’s disclosure that states there are no pet smells. 

My instinct as a CO investor was like some of these other folks - to simply follow the law and make sure that any tenants get the proper lead-based paint disclosures as renters of the property, and not worry about it too much.

In AZ, we have a SPDS (Seller Property Disclosure Statement) and the seller is responsible to fill that out as truthfully as possible. 

I'm doing these right now (full disclosure- I'm a mortgage broker in CA) for clients not only in CA, but in other states as well.