Improving consumer confidence index numbers will be a sign that the economy is starting to improve.

We are a consumer protection group that provides loan modifications as one of our services.

Also, i found that far fewer items really require immediate attention that don't end up as phone calls anyhow.

there is absolutely nothing that a 'credit repair company' can do that a consumer cannot do themselves.....major waste of $$$ in my book!

During this first 48 hours the seller is bombarded with solicitations, but fewer than 15% followup longer than 2-3 weeks.

I'd like to know what is it about human psychology that allows many consumers to be excited about buying a new car on payments knowing the fact that 30 minutes after they drive off the lot that car is continuing to plunge in value, their payment remain the same and buy new cars throughout their lives.

Jeremy,Yes, it is pretty easy to fill a home on a lease option as fewer and fewer can qualify for a mortgage.

I would be so bold to say it puts the consumer / citizen in grave danger.

Unless we can show consumers we are fixed up and they won't be looking at nother beat up REO property, I don't think they'd even get off their duff to look.I do agree if you don't do a good job with the quailty of rehab and the staging, it's a waste of time.

Also a little financial planning/and Taxation knowledge will be most helpful because that is the type of seller you should be looking for to consumate the perfect win-win lease option/sub 2 transaction.