He may be willing to reduce the price by RE agent costs that he would incur with a traditional sale but a bigger discount than that would basically be a gift.Someone that does not have the capital to purchase a SFR in San Diego I would think is unlikely to have the capital to supplement negative cash flow from owning the SFR. 

As for HOAs, they aren't cheap but they reduce your insurance costs, and assuming you have a good association they take care of capital and maintenance costs, so it's not like the money is thrown away--you're basically just outsourcing certain expenses via that means.

The basic goals are:  1)  Cash flow/month to cover monthly bills; 2)  Profit to pay off personal debt.Once these Financial Goals are established, you can then "reverse engineer" your plan from these goals back to your current situation. 

It's a government agency and basically immune to counterclaims.

Basically just to have a property that produces some income and also gives me the ability to set aside some days if I want to go hang out downtown.  

Basically take the first one and add the F and T to Flagship Team in the smaller font.  

Basically now I am looking for an attorney in Palm Beach County that represents Bank of America.

@Patrick Daniel i actually did get one of those market analysis and it was quite impressive but honestly found it useless. not enough to warrant my time to go through. basically i found a property i liked, received the market analysis of comps in the same area with identical features and all that stuff and basically was 50+ pages. i already knew going in where i had to be at, but it was interesting to see that comprehensive report.....not familiar with a buyer's list but will do some research on that. i think with me being new and having specific criteria (e.g., no complete rehab), thought mls was the best route. interesting. 1 out of every 95-100 offers...interesting stat. 2 rejected offers on the same property, so a long way to go haha. it's very tiring to look at so many properties only to find maybe 1 that falls in your criteria and then only to get rejected. the waterfall of looking at properties to getting an offer accepted is demotivating when i take a step back and look at that conversion rate (i'm a digital marketer full time so i look at it from that perspective). thanks for the responses!

Basically meaning FEMA has no big reason why the flood zone just skims one of the buildings. 

I was told that if we got a basic pre-approval for 200+ thousand, then this could be arranged with most mortgage companies.