But if you have one person who wants high end and new all the time and another who is fine with status quo, it is going to lead to problems.

I live in NC, I'm 41, my wife is a high W2 earner, and we don't plan on touching this money for 12-15 years. 

I think Dave Ramsey(who I respect but don't worship, lol) would be highly disappointed in me for even thinking about doing this, SMH.

High yield savings, pay off debt, 401K, etc.?

I think first off what kind of money is involved here..  1 acre prime commercial worth 500k or 1 acre of high AZ desert worth 10k..

A very high percentage of my tenants (in fact, almost all of them) were single mothers. 

Even in a perfect market with low interest rates and high resale numbers, and the perfect Contractors and Property Managers.....

Here’s a quick break down.I can’t get approved for a loan because my DTI is about 5% too high with the property.

But given the high-interest rate and expanded cap rate environment, I feel like there may be some good opportunities for vulture GPs/Operators.

Another reason to raise rents if you go to sell the property it will be harder for a new investor to get a DSCR loan because the rental income is not high enough for the purchase price.