Construction Items required in a Preliminary Package1.Project description (which includes number of units, proposed pricing of units, total costs, per plan costs, profits, proposed equity and proposed loan amount, any subordinated debt)2.Project cash flow3.Location map4.Cost breakdown 5.Market study - if available (an internal or third party study)6.Sequence list (including lot number, plan number, base price, proposed premiums) 7.Biography or resume of key management8.Authorization/Release for Business and Principal9.Borrower’s Certificate of Past Credit Relationships (attached)10.Banking references and two sub-contractor or supplier references (attached)11.List of all current projects (location, price range, size range, sales rate, JV partner, lender) (attached)12.Financial Statements for borrowing entity and guarantor(s) (attached)a)Current financial statements, indicate book value or market value basisb)Statements must accurately report all assets and all liabilities (include contingencies)c)Statements must be signed and datedd)Signed tax returns for past two years (please include all K1’s)13.Financial Statement Certification (attached)14.Tax Return Certification (attached)15.

Recently Bank of America is better than CW - points are high and the last conversation I asked about a straight 30 year fixed and the phone CW contact stated " those loans aren't our bread and butter loans" Pushing ARMS, etc.

See what others have done from vhs and dvd to walking stick to yard sell items.

Education is hugh item with me and I will gladly share any information of value that I can.

Listed below, you will find a list of items you can look for to help select better comparable sales and therefore have a better idea of the range of value your property will appraise for (this list comes from the actual appraisal report, so they are the same things that the appraiser will be looking for as well).

I had a great conversation last night in the chatroom.I usually go there with no luck.

During one of these conversations he told me that he had gotten started by reading "Rich Dad, Poor Dad" and he encouraged me to do the same.

Condo conversion opportunity.300 units in Spring.

We are currently investing in a condo conversion in the Phoenix, AZ area.

Six major downtown condo/conversion/historic building projects getting off of the drawing board.