You want a group or someone that knows this side of the market and will take the time to talk to you about it.

I'd say the market is a great cash flow market.

Hi Eric, Congrats on expanding into a new market.

@Ashley Guerra - I live and invest outside of Philadelphia, so I can't comment on your specific markets in central and south Jersey, but can provide my perspective on things to think about to help your decision.1) I would consider speaking to 3-5 people/investors in each market you are considering (central and south Jersey) to listen to their thoughts on pros/cons of the area and how they invest.

@Thomas TrotterIf you want to network or ask specific questions about your local market, go to your local real estate forum and connect with investors from your area: https://www.biggerpockets.com/forums/86-local-real-estate-networkingYou can meet local investors by registering to attend real estate events in your area: https://www.biggerpockets.com/forums/521-events-and-happenin..Good luck .

@Raphael Pangilinan you will want to interview several HMLs as they may offer different terms depending on your experience.I’m very familiar with the Temple market and I have investments there myself.

I don't have any experience in Louisville but have you ever thought about the Cincinnati market?

Research your market, understand financing options, and consider multifamily properties.

Consider options such as adding to down payments, reserves, or investing in other income-producing assets aligned with your financial goals.Next StepsTalk to Lenders: Discuss your financing options with lenders, including the possibility of a cash-out refinance or HELOC on your CT property, and explore the 10% down payment product for your next purchase.Real Estate Market Research: Identify potential markets or properties that fit your investment criteria, whether for house hacking in Las Vegas or remote ownership.Consult Professionals: Engage with a real estate agent, tax advisor, and possibly a financial planner to ensure your investment strategy aligns with your long-term goals and financial health.By leveraging your existing equity, navigating financing options, and resolving tax matters, you can position yourself and your girlfriend to successfully expand your real estate portfolio this year. 

My sponsors will market their net fees, but I have not participated in any pref equity positions, so not sure what is "market".