How to use our money

[Raphael Pangilinan]

Hi,

My wife and I own 2 rentals in Hawaii and we would like to scale our investment by buying rental properties in the San Antonio and Temple area in Texas. We have around 50k to start and we are not sure if we should use our money or should we use other peoples money as that is always what I hear about real estate investing. Our goal is the BRRRR strategy, we want to fix and hold and also do a some fix and flip. We are not sure about our lending options and should we do HML?