I wanted to ask if anybody knows of a hard money lender that will lend to individuals for 2 rehab projects in the western part of Virginia.

I'm new to the bigger pockets community after only having read one of their books however Im excited to be a part of such a great group of individuals who share my passion for real estate investing.

Serve with an open heart so people really know you care about them individually as a person and a client.

I hate to run him off because he has always paid on time, and despite the wear and tear, he's not harming the house per/say.  

However, less thought about individuals range from advertising agencies to commercial printers, Web hosting companies to wedding planners.

This makes it very secure [more than wall street] for them.All of my lenders enjoy strong double digit annual returns and only spend a few hours a year [making wire transfers] to realize this profit.Yes, I am biased when it comes to RE or Wall Street - but ponder this and you'll see why:  We all know bankers are some of the most penny pinching individuals on the planet, right?  

I need meet some more like minded individuals.

@Roxanne BaisdenThe following IRS links covers the self-employed topic.https://www.irs.gov/Businesses/Small-Businesses-&-Self-Employed/Self-Employed-Individuals-Tax-Center

They are high but not that different from the kinds of fees and sponsor split you will see in direct syndications.That said, individual NNN properties are very passive.

Your first question is one of individual choice - it really depends on your long and short term goals.