I could give you guesses, as can probably a lot of people on here, but it'd be faster and more accurate to just go straight to the horse's mouth.

on the west coast HML are only a point or two higher than a bank.. and there are very few banks that will do purchase and rehab loans.. unless your a premier depositor.. they just don't offer that product to the general public.this is why HML companies especially in CA have exploded and there is so much capital that its a race to the bottom on interest and points..

Talk about beating a dead horse for 3 years straight.This entire thread is full of affiliates stating how wonderful it is, people with bad experiences stating so, and then these same affiliates defending Renatus like it was the Alamo.

The fair housing act prohibits the following for protected classesRefuse to rent or sell housingRefuse to negotiate for housingMake housing unavailableDeny a dwellingSet different terms, conditions or privileges for sale or rental of a dwellingProvide different housing services or facilitiesFalsely deny that housing is available for inspection, sale, or rentalFor profit, persuade owners to sell or rent (blockbusting) orDeny anyone access to or membership in a facility or service (such as a multiple listing service) related to the sale or rental of housing It'd be similar to requiring a couple of a certain race to each qualify on their own while another race could qualify with half the income.

But there's nothing like hearing it straight from the horse's mouth.

Huge incomes, new cars, multiple horses.

If you don’t toe the starting line you’ll never start the race, and if going it alone is what’s holding you back, find a partner/mentor to bring you along.

Not really wanting to kick this dead horse again, but I have LLCs that hold title to my commercial properties / multi's over 5 units.  

Florida is in a 3 way race with Arizona and Nevada (LV more specifically) to be the state with the most foreclosures - and I do believe - we're winning!!

As most have already said, as long as you haven't accepted them yet, you should be fine as long as your decision follows the Fair Housing Act (meaning you're declining of their application is not based on Race, Color, National Origin, Religion, Sex (including gender identity and sexual orientation), Familial Status, or Disability).