That being said, I did not shop around, I used the bank where I complete most of my business. 

Usually $2-3k/month takes care of all shopping/groceries/gas/entertainment.I invest through my works retirement plans. 

I might seem a little prickly but I want all Americans to have opportunity as well, and it is heartbreaking to see what is happening in and to big cities.No hard feelings my friend good luck to you,

Definitely shop around and try to buy around holiday deals.

@Ifegwu Sampson Ifegwu - My go-to lenders in the Crestview area are:Amy Harvell w/ New American FundingErica Hollon w/ University LendingBoth are local, fantastic, and experienced in VA and FHA lending. 

I find as  a 30 something year old these cities have many of the things that I am looking for like cool coffee shops, accessible nature, walkability and really cool housing stock.So, my question to fellow BP'ers: What do you think of this thesis?

Department of Housing and Urban Development (HUD) today awarded $42.8 million in housing counseling grants to help approximately one million Americans make more informed housing choices, keep their current homes, or receive assistance to help them avoid foreclosure."

I have a property that is currently livable, its a quick flip to rent, it was listed on the MLS and I started the process with the realtor assigned by my loan consultant, he gave me a commitment to sign and I told him I wanted to shop around.

Lots of shops in the area and they are building a new multifamily down the street.

Always, a few days before rent is due I get a maintenance request.My tenant is a self-described handy person and he also works in an appliance repair and sales shop.