It i a numbers game.

Where I, as a buyer am simply rejecting a deal where I don't like the terms... just like I reject loans from payday lenders and loan sharks. 

Because of wholesaling, I find deals 95% below market value (Bought a house for 5K)I bought a ready to put on market house that is valued at 320K for less than 70% below market value with about 10K of repair cots (keep an eye out in the success story section within a month or 2).Because of wholesaling, is my website stronger than most sites here.Because of wholesaling am I WICKED tough and strong.Because of WS am I a MASTER marketer, negotiator and superior deal finder.Because of WS, am I now flipping 3 houses, and have 1 more under contract.I started with wholesaling and because I'm really good at it, am I better than the average investor that never succeeded in wholesaling.Wholesaling gives you the NUMBER 1 skill you NEED playing this investing game.Finding seriously below market deals without having to spend a dime getting these deals.So  again, when someone asks you  in a disapproval way WHY?

I as well have been doing my due diligence with research and study for the past two months.

@Aaron K. man a phone is that big of an interruption for your day?

@Jay HinrichsWould I as the lender HAVE to have an MLO, or could he have one to draw up the document.

@Anthony Thompson Your help is greatly appreciated, getting involved in this group would be a big start and great way for my wife and I as new investors/landlords to learn a good foundation attending beginners meetings.