@Russell Holmes, every deal is different and with each one you learn more and more so don't bet yourself up.  

When underwriting our own deals, we assume anywhere between 75%-95% of purchase value as the basis on which to calculate taxes.

View report*This link comes directly from our calculators, based on information input by the member who posted.

These are things like:  talking to people,  getting over the fear of the phone, hard work , taking risks and betting it all, handling failure and rejection, perseverance, and picking yourself up off the floor, dusting yourself off and doing it all over again.

Most of them have formal research and investigative backgrounds, in addition to being bright, organized, knowledgeable, hardworking, highly competent, good at taking calculated risks, and, of course, quite wealthy.

The first is a blog I actually wrote that quotes Neil Strauss as he describes the calculation needed to figure out what your per hour worth really is.

I'm willing to bet top dollar that college education would be a better bang for your buck than a self-study seminar peddled by someone selling you real estate "snake oil".

Your best bet may be to find a local credit union as they tend to have more flexible terms and higher LTV's than traditional big box banks.

Either by forced placed insurance or regular insurance.It's another thing you have to add to your calculations.

I bet if you were to contact previous landlords, preferably ones before the present one, they would have some stories to tell you.