What features would you prioritize for the MVP (Minimum Viable Product) in either scenario?

If you prioritize immediate use, convenience, and potentially lower upfront costs, buying a house with an existing ADU might be more cost-effective.

I think mom and pop will prioritize a home to live in before spending 100k on a SUV with 1500 dollar payments. younger folks will realize rent is a loser and try harder to be home owners in the better cities markets of the US.

Prioritize cash flow after expenses, vacancies, and management costs.Your numbers show potential positive cash flow, but the 7.3% interest rate affects returns.

Rising temperatures, increased frequency of wildfires, and more severe weather events have heightened awareness about environmental safety.

In the future, if the only red flag is a house fire and hotel situation, you can always make a public records request on the former address at your police and/or public safety administration in your city/county.

It looked all very nice, but, I made a comment that there was a lot of windows and it was very easy for people walking by to look insideThe agent told me that windows and open spaces were now industry standard gyms due to safety issues.

Check with local governments for their economic plans.)Job Growth: Prioritize areas with a minimum of 2% employment growth YoY for the past two decades.

Ensure it meets safety and zoning requirements before using it as your primary residence to avoid violating any laws or terms of your owner-occupied loan. 

And in this phase simply put, prioritize comfort and convenience in every decision.