Like yeah, the IRS really wants Walmart and Target gift cards over the phone in the next five minutes to cover your "unpaid" taxes.

Get a copy of their SS card and a W-2 (which will confirm last 4 digits). 

From there, you can set up a virtual account for each property that can also have a virtual card attached to it.

For bills and other expenses I charge them all to a credit card that has good reward points. 

Yes, if you have a Costco card, Mutual of Omaha is really reasonable.

For example do you have a US based credit card, any type of USA loans you are paying, like car note, cell phone bills, electric bills?

For DSCR we only require LLC docs if in an LLC , drivers license, SS Card if available if not ss89 can be signed, we don't ask for any info on any other properties owned by the borrower, we dont source or require seasoning on funds.

Home Depot was easy to work with and they ended up lowering their initial price for my kitchen from 2900 to 2100 and gave me a $200 Home Depot gift card for the number of problems we had with missing parts.

A portion of it to reserve for refinancing and most of it to pay off credit cards and prior debt.

(this can be 24 months of mortgage statements, auto bill, and/or credit card bills). 5.