For example, in original loan estimate there was a lender credit of 500 plus now it becomes 200 credit and even that is used to offset much higher appraisal related charges 650+150(investment cash flow schedule)And to be clear, I made it clear this is investment property upfront, not like I want to take advantage of cheap government money by pretending this is a primary residence Anyway, this ranting was partly due to dealing with them and with insurance along the way accumulated enough negativities and it just pushed me over the edge even by smaller deal surprise at final closing statements.

I don't pretend to understand new construction.

I am not pretending to be an expert on inspections by any means...I do have 1700 dollars in seller contribution at closing...

Let's pretend 10K or so.

I'm a newbie so I could be way off but hey, I like to at least pretend I'm smart on the internet.

A property owner calls pretending to be a seller and actually talks to them.

I've been told it's always better to sell too early though :)You are deep in the weeds on this one, I Wouldn't pretend to know the details well enough. 

This self-sabotaging process also helps sell more of the same problem to economically ignorant voters which exacerbates the problem the politicians are pretending to solve.  

The key thing is to pretend you are selling the house for someone else.

I went to their office and pretended to be interested in another home and the front desk women told me that all i had to do was fill out the application, and pay 35 dollars for the fee.