I'm considering using hard money lenders or DSCR loans, but it seems like DSCR would be a bit complex.

Conventional loan, 20% down non-owner occupied.

Give me a shout if you'd like a rate quote for your DSCR loan.

The modeling of this is actually pretty easy (see link: 42-unit proforma sample), but my model treats the pre-refi loan as I/O, but that can be updated based on your deal.

House hacking is an excellent strategy, especially with the potential to use an FHA loan to secure a property with a low down payment. 

Almost every realtor has several investors ready to invest at least $2 million in cash.If you’re planning to use hard money loans, agents won’t show properties without prior proof of funds.I’m curious, is this a general market trend in Ohio or just this particular realtor’s approach?

The 203K loan officers will allow up to 3 withdrawals on the loan. 

There are services like Blockfi, Unchained Capital, and many others will will give you a short-term loan backed by your crypto assets.

What about the second and third year when you no longer have the labor-intensive initial setup?

Loan is 4.25%200,000 left on mortgageValue 400 conservativelyrefinanced in 2019 so about 5 years in.