Be careful not to exceed the limitation to number of characters permitted in a single update (long clarifications might need multiple updates).One other correction that the mods do perform is to take links that are supplied and to make them work properly, or to "wrap" them within a few words so as not to have to scroll across horizontally to read things.

. :)  No, it really is a great place to live...it's just hard to be happy in January when it's only light from 7:30 am till 4:30 pm, it's 8 degrees, overcast with horizontal snow and 30mph winds all day! 

I horizontally expanded across the local market which has created a large degree of synergy.  

one thing is for certain its still quite difficult to get development loans.. and spec loans are still quite tough and not really available to those without experience.I did the first horizontal loan 2 years ago that my commercial Oregon bank had done since 06  :)  plus our banks just wont let us get way out over our ski tips they will only give us 12 to 15 spec loans at once.. so only like 5 to 6 million at a time..  

Instead consider installing a horizontal sliding window 35” x 12” as high up on the wall as possible.

I am thinking you could fence-in that area with a horizontal wood slat style fence & gate...here's some inspiration from Pinterest...Horizontal wood slat fenceThis would hide the garbage bins and tie together the stone, & wood you install on the garage...

Amendments to the IRC adopted by local jurisdictions may add to those requirements.If it is not obvious whether a room in your listing counts as a bedroom, the IRC and other codes mentioned here can help you resolve the question.Your local building official is a good source of information on local codes and amendments to the IRC.Misrepresenting the status of a room in the MLS could put you at risk of violating the MLS’s rules, Article 2 the Code of Ethics, which states that REALTORS® must avoid exaggerating or misrepresenting facts related to the property, and TREC Rule 535.155(d), which states an advertisement could mislead or deceive the public if it is inaccurate in any material fact or representation.The IRC requires a bedroom to have: A floor area of not less than 70 square feet and not less than 7 feet in any horizontal dimensionA minimum ceiling height of 7 feet, and if there is a sloped ceiling, then a minimum of 50% of ceiling must be a minimum of 7 feet highAt least one operable emergency escape and rescue opening with a clear opening of not less than 5.7 square feet, and a required egress window that must have a minimum width of 20 inches, a minimum height of 24 inches, and a maximum window sill height of 44 inches.Housing built prior to the adoption of the IRC by Texas that remains unchanged is not required to comply with IRC standards for what may be considered a bedroom.

Depending on how bad is the foundation state (how many inches you have to correct), is very possible the sewer line will disconnect/break in the horizontal portions.

the last few post are talking about seller subordination.. in a flat market that can work in a stimulated or growing market your going to have a hard time getting a seller to do that.one there are tax implications that need to be thought out by the seller.How we do it is pretty straight forward.last deal went like this.Raw dirt 500k plus 100k to get it to prelim plat  we pay cash for all of that no debt no loan.1 million to improve it to shovel ready... we borrow that in first position.. 23 improved lots appraised for 2,990,000  bank loan 1 mil or  33% of ra dirt.. you can squeeze sometimes and get a bank to go 50%  they did give us the 100k on the first draw for our soft costsnow we get vertical loans of 240 k or so to build the homes  plus 60k for the lots or about 300k.. so new loan for 300k.this loan retires the banks horizontal loan.. and we own the last 5 lots free and clear since we are paying an accelerated  pay down.. houses selling for 450k   so right at a 70% ARV loan on new construction which is about where they like to be.now our loans are a tad higher because we put in 10k fluff and 10k interest reserves.. so as we build out we do not have any monthly payments.. so in theory we got interest reserve on the horizontal loan and we have interest reserve backed into the vertical.. so we did this all with ONLY 600k in cash.. profit a little over 2 million end of the day in about 26 months total.. 

I would have ran the bath tile horizontally but seeing your vertical run makes me think I might want to try that in my next one.