I am going to put an offer on a bank owned REO, but the issue is that all the utilities, i.e. heat, water and electricity have been shut off.

and had good study material as well.

Should I focus on using only the cash I have for the investments or utilize the HELOC as well?

Remodels closer to downtown on older homes have ashpalt-shingle roofs.Just an opinion, but unless you're doing something very custom, try to stick to what the neighborhood does and do not let your personal affinity for materials cloud your judgment on what the masses actually want.

I spent a lot of frustrating nights, not using the right materials, measuring wrong.

Been a Pro Member for a couple months now but haven't really utilized the discussion boards as much as I should have until today my wife ran into a conundrum. 

They have a plethora of materials that will help set you up for success.

You also have to stress they are 100% liable for the rent and other terms of the lease agreement.I personally don't accept co-signers because it seems like they always fight me when I tell them they're responsible for the unpaid rent/utility charges.

If there are roads or utilities completed (horizontal development) were all those contractors paid? 

Hearing a lot of good things over the years with regards to utilizing overseas VA's (usually the Philippines) from my more successful colleagues.