Failure to complete the transaction forfeits the $20,000 option fee. 

I am looking at these options since both of these may be within the budget for my investment.Please let me know your thoughts ?

The MLS, due to high competition and normally high asking prices, wouldn't be the best option to find deals. 

Does anyone know which rent to own company is best for this option?

I use cabinetgiant.com, who provide a RTA cabinet here in Kansas City.Here is a recent forum discussion with some other options as well.http://www.biggerpockets.com/forums/84/topics/161076-kitchen-cabinets

I like Stessa with how it sets up separate bank accounts per each my properties I don't like that it doesn't give the option to have like maintenance request or repairs from the tenants.

Here's an article explaining some of the options you may run into: https://streeteasy.com/blog/nyc-real-estate-agent-splits-com...

It also has an unusually high concentration of 2-4 family multi-family options to make your dollar go a little further, if a duplex or fourplex is your cup of tea.

., for a $250k house, $2,500 of earnest money, with a reasonable option amount.

I’m researching my finance options and studying the market.