@HarlanRobinson   I just reached out to a friend of mine at another broker.

On top of that, with how hot RE is at the moment, if I include any kind of contingencies (Home Inspection/Financing) my offer probably won't get accepted.As for financing, I have spoken to an HML, and a Broker - 18 lenders total.

My broker has provided additional training coming on board, as well as providing me with a mentor.

Based on the mortgage payment that my broker helped quote me at it looks like it would be around $3665/mo.

Anthony -  thanks for the question … I would recommend that you  contact  your bank  and whomever else you want ...using the same  exact  scenario and questions - outline / ask  whatever questions you have ...maybe gets some  basic  quotes ….once these  conversations are  completed - make a  decision as to whom you want to use for the  pre approval/ pre underwritten process ….. the FHA  product is  very homogenous and  shouldn't  be too much different from one lender to another ….. the  customer service might make a difference

It's not your fault that the seller/listing broker is using the seller's buy-in price from the top of the market to justify their selling price.

The brokerage seems to be growing rapidly;  can this be sustained in the long run with very little brand recognition amongst customers (compared to a Keller Williams, REMAX, Coldwell Banker etc.)? 

We used a commercial broker when we bought our building. 

I guess I got the real estate bug from my dad who was a broker in a small area in Illinois for about 40 before retiring. 

My assumption is that the listing broker/agent is withholding the report from us for their own protection.