I currently work in the auto industry for Ford Motor Co.

If you want to try to get in at this stage, you can set up a system of auto-alerts through the MLS and then analyze the property immediately and submit an offer via e-mail to the agent.  

I have a local bank that accepts that and no tenant needed there, but its all separate accounts and that is  pain to payout versus Santander auto pay out.

I only accept full payments for the following reasons You may have trouble evicting as you stated I also saw one person who shorted their rent $10 do you want to evict over $10 do you think a judge will allow it.I use Erentpayments.com and it auto adds Late fees so by setting it up for full payment they cannot pay without including late fees.I also had a tenant accidently submit a $0.00 payment and didn't realize until they were several days late, after that was when I decided to go Full payment only. ( yes I believed her I also removed late fees)

Brighton Park, Little Village, Mckinley Park, East Garfield Park.

Remember, if it's not Fico...it's a "Fako" and the majority of lenders be it for mortgage, credit cards or the auto industry still use Fico. 

Worked in the auto parts Industry from the age of 16-27 climbing up thecorporate ladder pretty much making it to DM at Oreilly Auto Parts with a sub 70k salary.

I should have qualified my observations in experience indicating the asset class; specifically, auto ABS (retail, wholesale, and lease).

Most of mine use auto-pay but there are still three that prefer to pay manually each month.

My advice would be to stick to some of the lower risk locations, Federal Hill, Locust Point, Fells Point, Canton, Highlandtown, Charles Village.