Account Closed, if you foresee price below $200k again, a smart move would be sell all your luxury condo now at 20% discount, then buy it back again at 50% in the future. ;)What happens if it does not drop 50% and keep going up...

You sound like a smart guy so you've probably already thought about this. 

Perhaps it might be smart for you to get @Brandon Turner 's book on investing with low and no money down. 

I just paid off all my credit card debt with my savings with hopes of improving my score but now I don't have as much "saved" for my down payment..
Was that the right or wrong move?
#Thoughts

I'm smart, a quick-learner and really good at research, finding deals and am very good at design and spacial planning.

You don't need an LLC to run a business it's just smart.

So you’ve got to get educated and make the smartest decisions you can based off that knowledge.It sounds like you already made a smart decision buying your house.

Hello smart people on Bigger Pockets! 

Do you think it is smart to take the hard money lender route until a traditional bank could pick up the remainder of my loan? 

I think you’re smart getting into the market and as an owner occupant, why not get as many units as possible to defray your cost of living!