First investment property

[Ben Harhager]

I’m 20 yrs. old. Have a full time job (35k annually). I’ve been at my job for 1 year. I’m looking to buy a duplex (live in half and rent the other half out).  I’ve already shopped around for a mortgage. Every place I’ve looked into requires a 2yr. Employment history... is there any where that could finance a mortgage? Also I know a hard money lender. Do you think it is smart to take the hard money lender route until a traditional bank could pick up the remainder of my loan?