Some people do this when they retire.

. - Assets - This is cash in your account or assets like retirement accounts that can be used for either closing costs or reserves.- Credit - This is your credit history and represented through a score.

People who have a ton of money saved up from W2 or any kind of retirement 

I may consider BRRRRing in the future but it may be time to retire from managing flips and rentals to just focus on rentals.

Occupancy After Retirement If the veteran states that he or she will retire within 12 months and wants a loan to purchase a home in the retirement location: • Verify the veteran’s eligibility for retirement on the specified date. - Include a copy of the veteran’s application for retirement submitted to his or her employer. • Carefully consider the applicant’s income after retirement. - If retirement income alone is insufficient, obtain firm commitments from an employer that meet the usual stability of income requirements.

I have a client that is a retired Army vet looking to get his next property and use a VA loan.

Want to have financial independence by the time I retire from military in 6 years How did you find this deal and how did you negotiate it?

I'm planning on retiring in about 15 years. 

Additionally, there appears to me so many retiring owners that the opportunity to roll up the space looks appealing, albeit with risk.  

I’ll cover a simple but not easy strategy below that you can leverage to reach this goal in 5 years or less.Get Your Financial House in OrderThe fastest way to retiring in 5 years or less is to get control of your current spending and finances.