I have also found some nice (appears to be) turn-key properties both Single and Multi Family  in Baltimore area. 

She was having none of that, she wanted the nice home. 

Hey Steven Luttman the four unit has gone good, it cash flows nicely right now its actually on the market and I have gotten numerous offers.

The house is in pretty good shape, 2 bedroom, nice area.

I think those areas are not particularly the place to start.IMO I would use the models provided by BP, and find a nice base hit, ie a nice property that has a solid but not super return. 

I am mostly looking for cash flow and this property would flow nicely.

@Abel Curiel Very nice words my man.

It doesn't seem that much more complicated to build and with that you have a nice new building with minimum maintenance and repairs for the first 5-10 years. 

The nice thing is the broker did refund his part which is great.

This is a pretty nice place so that’s not the issue.There’s something weird about NH.Oh, forget writing a policy for anything less than what the insurance says is rebuild cost—that’s a no go with every agent/company I’ve talked with.