I have a degenerative muscle disease that is slowly weakening my arms and legs so I'm hoping to retire in 15-20 years, and also have enough income to help my kids thru college.

Our clients are looking to invest in properties that they know will be occupied most of the year (our current 52-week rolling occupancy rate is 96.1%) and will not end up costing an arm and a leg in maintenance costs (our current maintenance rate is only 2.6% due to our comprehensive refurb process).

Which if we remember back a couple years ago the banks were all up at arms about the reserve levels being changed which forced the banks to have to re-capitalize.  

That is what the industry calls an Arm's Length Loan.  

That is a good thing, assuming its not your arm that gets cut off.  

The basic question is stated above, but I think it comes down to rules involving "non-agency" basically the idea that I am explicitly not the sellers real estate agent.

I want at least 10 year arm, preferably longer.

I'm currently living in Redondo Beach which just so happens to be an arm length away from Hermosa.

I understand I have some growing to do such as managing my own finances but I'm just looking for someone who won't charge an arm and a leg for long term advice.

Question: When the mortgage company sells the property to an arms length 3rd party, and the Bank pays the 1% or 12 month assessment at closing for the HOA fees, can the HOA try to collect from the new buyer?