I hung sheetrock and taped my shop, I dug out a crawlspace, installed a foundation vault with bilco doors.

Because if you think about why, when a lender makes a guideline/overlay change to make their applications cleaner(higher FICO, reserves, strong DTI, low LTV, shorter terms) they know application count will be way down.

I'm going to work on that part of my credit profile to ensure that I have a strong application when the time comes to get that HELOC.

Received a qualified applicant, background, credit, rental history all came back good.

Another indicator was I put out a tape to 250 people and I think I got under 5 people providing bids and this was pre-coronavirus.

It would be preferred if they also can facilitate the initial application and lease completion as well.

Whether that is due to one tenant moving and another moving in so you have to make repairs, a down rental market, or a bunch of applicants that you aren't comfortable renting to, things happen from time to time that may increase that percentage.

@Angelica Morales @Randy Bloch @Scott Jensen is the IRA Withdrawal applicable for anyone or only who impacted with Covid-19 (directly or indirectly).

The agent never had them return my rental application and I don't even know their full names!

My mortgage broker says that the banks are backed up and not looking at new applications.