Sellers are in a unique situation because the main asset in the transaction belongs to them.

Find a private or hard money lender to aquire, then refinance out of that loan once you have a renter in the place and can prove cash flow to a lender (the cash flow can be used to boost your income and therefore reduce your DTI)3) If you have equity in your personal home mortgage, get a HELOC and that, combined with your $65k savings, may be enough to do cash purchases in the market you're looking to invest in.4) Try speaking to a local community bank.

An approved combination temperature and pressure-relief valve and relief valve discharge pipe shall be properly installed and maintained on water heaters.

I think you are in a unique situation with your vacation town being so so near New York, where the biggest hit in the country for COVID-19 is.

I had a 3 unit and 4 unit commercial building under my belt already (free & clear, no liens), and had wanted to purchase 2 apartment buildings with a combined 48 units.

Yes you can combine criteria to make the probability higher.. but that too is an illusion.Lets say you take all absentee owners and add a second criteria, they are 70+ of age and have no mortgage, and have no kids...BOOM great list right?

The other $300,000 was a combination 1031 exchanges on two single families I owned, refinancing of my personal residence, and $37,000 from my brother who now has 25% ownership in the park.

Also, it's the largest duplex that was on the market and so its price per SQ.FT. was a good amount lower compared to many of the 2000 and newer builds.All offers/negotiations are unique. 

For those unaware, BRRRR is an acronym for:BuyRehabRentRefinanceRepeatBuyI was a hesitant to purchase this property because of how unique it is.

I underwrite 15% combined.