Getting financing with a DIR (debt income ratio) of 60%?

[Yechiel Mor]

Any suggestion for investment lenders that have no DTI?

Or any other ways to go about this?

My DTI is 60% due to a personal home mortgage but I have $65,000 in savings I want to use on an investment property. Anyone been stuck in a similar situation?

[Michael Ohara]

The lenders I work with base the loan on the asset rather than your DTI, just like what @Eric Johnson said above. One hurdle you may encounter is your experience. If you haven't done a deal yet it may be hard to get a loan. If that's the case you could bring in an experienced investor. All the best.