Lately I have been trying to find a good CPA who maybe understand what the book said.

I don't understand how can debt be considered protection in the first place.Quote from @Michael Smythe: @Terri B. it's typically overkill to try to protect an asset by leveraging it this way. 

He replied, "I don't know how you keep finding sellers willing to do that".Here is the secret sauce, know and understand the seller's motivation, ask questions, and don't be afraid to ask for the terms you want.It is more common in medium-sized multifamily where it is a business but not large enough to be professionally managed.

From my understanding, it's not an FHA Loan.

Once you have that rolling and you understand the game you can then invest your W2 income into additional properties. 

Be very careful w private real estate syndications, some great ones, some really not great ones, and takes years of investing experience/understanding debt/property management/taxation rules etc before you should safely go that route, but then they can be awesome as they give high yields w passivity, the Holy Grail of RE investing :)you are on the right path, and RE far less complicated than the Krebs Cycle too :)

Hey All -- I believe I have an understanding of the financial workflow here, but figured this group would have lots of personal experience and or advice.

I understand if tenant doesn’t renew there will be some maintenance when vacant.

Negotiations were smooth due to our established rapport and mutual understanding of the property's value.

My educational background in Criminal Justice highlights my understanding of responsible behavior and community living.