You can also use a different programs if your building a Primary Home, Vacation Home or Investment rental.There are a lot of great builders in Ohio and its end of year so you might be able to get in on a discount since they may still have some inventory left over.

It requires a lot more work, follow up, and it's necessary to have systems in place to support the tenant vetting, rent collection and creating lease agreements.

I'm not trying to scale or acquire "more doors".  

I would explain it this way: If you move out and I upgrade the property, I can charge more rent for the newer cosmetic finishes.Seems like the tenant is trying to take advantage of you here...Would you really get a hotel for a 1 day job in your place?

Looking forward to hearing more about your success!

Part of it is a learning process and I have learned a lot for future deals.

@Larry Morris-in sub to, there's an existing mortgage (or even more than one). 

Hello I am new to the investing industry and have been reading/listening to podcast and reading forums. 

Some say they are the same, others will exclusively do one or the other, which would lead me to think they are more different than first imagined. 

The higher interest rates and more challenging (but not impossible!)