Your future child/children and you will be so much happier and will have such a great start in this world!  

I would assume (I know, never assume, but while I am trying to learn & understand the process and before I go down to research a home's title) that the situation on something like this would mean the home is owned outright and the only other things that would come along with the Deed could superior liens (IRS, Child Support, etc.) and not a 1st mortgage. 

W2 for the time being.Mason,You'll need 2013 & 2012 W2's and 1040's (all schedules)Social Security and or Pension award letters detailing monthly award (if applicable)30 days of pay stubs (most recent)2 months on bank statements (most recent)401K, IRA or any reserves that you might (Loan officer might not need this but provide it)DL and SSC copies (front and back copies)Mortgage statements, tax bills, Homeowners insurance and HOA bill (for all Real Estate owned)Complete divorce decree and or BK discharge paperwork (In case you have child support and to verify the actual discharge date)This is a great start and depending on your situation more might be requested.

Also I live with my wife and child so it might be a little bit harder to do the house hack.

After saying I would never ever get married again,  I married a much younger beautiful woman who never wanted kids(I have a grown child), loves fitness, cherishes me and is a nurse to take care of me in my old ageReal Estate has been my only job other than the US Army. 

I recognize that mistakes are inevitable and risk is inherent in any investment, so as a beginner I'm trying to be extra cautious and take steps to minimize the impact of potential problems (while making sure to avoid "analysis paralysis").The other factor that I didn't mention is that my wife and I just had our first child in December, so we're still adjusting to everything that comes with along with having a new baby in our life, especially the impacts on sleep and free time. 

I have another child on the way and am needing to live in this purchase.

However, what actually happened is that she allowed her slut daughter to move in (with illegitimate child of course) and then shortly thereafter the "perfect tenant" moved out (without ever telling me).

I currently work in lending but plan to leave the workforce once our first child is born and not sure when or if I will go back to working even when they get older.

He sent me a text message asking if it's okay for him to break the lease so he doesn't have to pay April rent, because he's paying child support and low on money.