I ask because if it's for investment purposes, I would look at a bridge-type loan, which will finance up to 90% of the purchase and 100% of rehab costs for 1-4 unit properties.

bridge lending...

Short term loans are a good option if the right deal can be found; such as a short term bridge loan.That's a good option as well @Lucky Tiderman and one I have used in the past.

Because of family money that I will eventually be privy to I don't feel tremendous pressure to buy a residence for myself/us at this time however the ever increasing cost of real estate here does make me feel pressure to do so now.The other side of the coin is that creating extra monthly cash flow is extremely tempting right now and would be beneficial especially because it could help bridge the income gap with the work that I do.  

I could get a bridge loan for 6 months until I can HELOC the house and pay off the bridge loan but why would I want to incur massive fees like that when there are easier methods to achieve the same goal?

Let's assume $50K in capx/furniture per property (vacation rentals) for this thread (most of the $50K is furniture).I am looking for some creative thinking on how to get additional leverage for that $50K besides doing a typical 12-18mo bridge loan.Idea 1: Is there any way to include these estimated costs into a conventional loan on the initial purchase property?

great idea- you got the wheels turning- but-going into commercial is a little different than the 3/2 flipthat takes bridge money and a strong Performa plus CASH3/2 you can get with a napkin at the black bear restaurant- that was my first deal- 1g down 1g a month with a 5 year term for 110k- sold in 2 at 245kfind yourself a nice little duplex on terms you can afford rent one side out and take out a refi on it that not going to swamp you then maybe a 3 or 4 plex- redo then look into apartments-Good luck!

Ffcb especially has some investor friendly products that will bridge a commercial loan across as many houses as you want.

@Ty KesterHi Tythis is the type of deal that we shy away from, some heavy lifting but also some really big upside.I would try to find a bridge lender that would lend the rehab costs as well, only thing is they will charge you high rate ( I bet around 10%) and points (2-3, at least).  

Bridge Loan: Financing which is expected to be paid-back relatively quickly, such as by a subsequent longer-term loan; also called a “swing loan.”