I am at the point where I need private money for my term loans?

[Adam Craig]

I have 24 commercial loans on single family rentals spread across 3 banks. Each bank seems to have found their appetite with me due to my total loan numbers getting high. I called about 40 small banks in Ohio just to find these 3 so I am not sure I have many more options on the bank funding.

Does this mean I need to source private money for refinancing my rentals? I am interested in something like a 20 year term loan - what rates would I be looking at on the private side? 

Most of my recent deals are appraising around 130K and I am refinancing at 80K so I don't think LTV will be an issue. I hate to pay the higher rates but I need to continue to grow.