Also not to add electric because we have different standards.

Personally I am open to what people may consider more "fringe" or bad areas.

Our PM has previously said they must have properties they manage up to a certain ‘standard’.We do not want to pay legal fees for Small Claims Court.Any help is appreciated.Stephen E

That's a standard backyard pool.

A standard landlord policy, or homeowners policy, will likely not cover you if you have a claim.Claims do happen. 

@Aaron Davis My personal experience is that non section 8 tenants don't play well with section 8 tenants.Frank

without getting into the question of any particular real estate 'personality's" success, or lack thereof, I can unequivocally state that the "rules" change in each differing economy.  

If you are using a DSCR loan, your personal DTI will not matter.

If the ADU you're proposing is the make-or-break between this deal penciling out or not, AND if it is pivotal for your plans that it be the height that you are planning, I would personally advise you to abandon this deal. 

@Rob WallaceCredit unions typically do not lend to LLC’s I will focus on another topic - I strongly recommend your operating agreement have terms preset if things personally go bad and one has to buy the other out.